Also please send me an email so I have your address. office@jdweir.com. I'd like to discuss with you a way to clearly and simply explain regulatory capital. Pam Martin, raised this in her post a couple of days ago: https://wallstreetonparade.com/2024/03/a-financial-writer-at-new-york-times-admits-hes-been-misrepresenting-bank-capital-for-14-years/